Purchasing a home is likely the single biggest financial decision you may ever make. 

Because it is so important, it is vital that you have the correct information going in so that you can make the best decision possible.

Many people believe the first step to buying a new home is to contact a real estate agent.  Real estate agents are very smart but an agent should NOT be your first step.  The first question an agent is going to ask you when you contact one is, “Are you pre-qualified to buy a home?”

Therefore, the first step should be to contact a qualified, experienced and trust loan officer who can give you an accurate approval to buy a home.

What else can an experienced Loan Officer Do?

The right loan officer will get a complete picture of your financial situation (good or bad), let you know if you qualify and how much of a loan you can qualify for.  A good loan officer is also a fantastic resource for all of your mortgage or lending questions.

Once you have been approved by a loan officer to purchase a home, you can contact a real estate agent and when he or she asks if you have been pre-qualified to purchase a home, you can confidently say “Yes” and this is the price range we can afford.

What about the Home Buying Process?

The process of purchasing a home can be stressful but it doesn’t have to be.  The right team made up of an experienced Loan Officer, Real Estate Agent, Appraiser, Inspector and Title Representative or Attorney can make your buying process a stress free experience.

Don’t worry if you don’t know what needs to be done or who to call.  Your Loan Officer has a list of trusted professionals who have proven track records of doing great work and easing your worries.

If you have any questions about purchasing a home, please contact me from this web site and I’ll get you all the resources you need to start the process when you are ready.  Just click the contact me tab at the top of this page.